Our First Budget & the Dad Sells his Testicles
Our first budget is a bit messy… We are more than $47k in debt and our current take-home pay is $5,400. Our mortgage is $2,200 and… we have no savings. It was a good weekend and we hammered our first...
View ArticleThe Garage Sale and the Emergency Fund
The quickest way we could think of to kick start the emergency fund was a garage sale and today was it! Time for the safety-net that frees us up to chop the credit cards to little bits. “What if the...
View ArticleSell the Car, Sell the China, Sell the Kids?
A word I’ve heard a lot this week is “traction”. Man, do I want some! I had hoped the yard sale would provide it, but it proved to be more mentally important than a financial salvation. Having a plan...
View ArticleSo Stupid that I am Happy to Pay for Things
At the end of the day goods and services of exceptional nature have exceptional value An odd conversation sprung up last week that got me thinking about value versus miserness. The term “conversation”...
View ArticleShould That Really Have Broken Already?
[L]iving on a budget, on purpose, with spending limits and control over your impulses is not only mature, it saves you money One of my favorite teachers in college was a creative genius. He taught us...
View ArticleA Debtless Christmas
It is ironic that I was the one bolstered by my kids’ easy acceptance… While I truly hope you all had as lovely a Christmas as I did, I cannot imagine that’s possible. My condolences. It has been a...
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Let Me Get this Straight Razor
Several months ago we hit that frustratingly expensive time in a man’s hygenic cycle: it was time to buy razor blades. Ugh. I’ve been using Gillette Fusion blades since they came out and the Mach 3s...
View ArticleMy iBadges of Honor
Every time I want to text someone with that crap phone I am reminded of our goals Okay, there’s really nothing fun about buckling down and getting out of debt. Or is there? No, there can’t be; it’s a...
View ArticleYou Never Know Until You Ask – Don’t Be Shy About Living Within Your Means
Being on a budget and working with cash has made things easier for me at the register. Daughter A is finally agreeing to wear some other clothes besides the “zoo shirt” she’s been living in and fleecey...
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Get Over It, Get Up and Go Garage Sale Shopping
“The discussions and lessons we got in return were worth a lot more…” The kids and I had such a ball the other day that I want to share it with you. Specifically with those of you who, like me, have...
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