Time for the safety-net that frees us up to chop the credit cards to little bits.
“What if the refrigerator goes out?”
“What if the car needs brakes?”
“What if our grocery envelope gets stolen?”
The first step Dave Ramsey recommends is saving a $1,000 in a baby emergency fund. Something to mentally get us comfortable enough to attack our debt and never borrow money again.
The quickest way we could think of to kick start the emergency fund was a garage sale and today was it! I am beat.
For the last few days we have been pulling things out and piling them up in the middle of the garage. This morning at 5am the alarm went off and The Wife and I set to work pulling stuff out into the driveway, putting up some homemade signs and bundling the kids up against the 30 degree desert morning chill.
I never realized tape (not even 100mph gaffer’s tape) doesn’t stick to a metal street sign at 30 degrees so I ended up zip-tying the yard sale signs in place.
The vultures began decending at 6:45am and The Wife took off for work at 8am. Old furniture, tools, kids toys and clothing… almost all gone by noon and we netted $520.
More than halfway to birthing our new baby — the baby emergency fund.
Gimme a beer & get me to bed!
© the Dad, Climbing Out, 2009. | 5 comments